So I log in to pay the balance on my credit card. My, the outstanding balance seems high. What’s this new transaction?
|Latest transactions:||03 November||PKRSER.COM||500.00 U.S. DOLLAR||£271.02|
ARSE. So not only do I already hate online poker, but now some clown has cloned (or similar) my credit card to spend their scummy time there. You know, I was delighted to see the online poker (etc etc) companies shrink like pricked balloons (somehow it was apposite) with the US legislation banning it, but now I just want them to vanish altogether. They’re a waste of time, of money, and they just encourage this kind of crap.
Because when you ring up the credit card company, they’re completely understanding. Oh dear, how’s that happened, do you use the internet?, of course this won’t be charged to you, hmm.
But while you don’t have to take the cost, you do take all the damage. I have to cut up my credit card, while they issue me with a new one, once I’ve signed a form to say No, Mr (or Ms) Fraud Department, I had nothing to do with that transaction. So I have to get that card number changed on all the sites that use it. I have to deal with that. Can’t I keep the card, and you just put a stop on any transaction from an online gambling, gaming, lottery, etc site? Oh, no, the man answered, because you don’t know where the next fraudulent transaction will come from - doesn’t have to be an online gambling site.
He had a point, I thought. Then he ruined it by saying “Of course, you don’t know it’s fraud. It might have been misapplied.” Pardon me? “They might have typed in the wrong number.”
You’re saying that somehow someone making a legitimate transaction on an online p0k3r site accidentally typed in a number that wasn’t quite right but, oh happy day for them, they stumbled on the right combination of my number, plus my expiry date, plus perhaps my authentication number, to make the transaction happen? “I’m only saying it has happened. I’ve heard of it - people apply it to the wrong account,” he said defensively. Then he ruined it even more by suggesting that it’s people inside Barclaycard entering forms which show transactions for particular cards getting the numbers wrong.
Well, I’d really like to know quite how often that mistake - which sounds like the classic chimps writing Shakespeare sort of effect - happens. Especially given that an online site is hardly going to be working on a paper-based transaction. Perhaps over the phone?
Scammer: “Hello? Barclaycard? The credit card number is 4929 mumble mumble mumble.”
Helpful Barclaycard person: “Oh, don’t worry sir, I can make up the numbers for you!”
Meanwhile, I’m left with the pieces of my credit card, and the certainty that no online gaming site will ever, ever see my business legitimately. In fact I’d dedicate myself to bringing them down, except it requires being elected to power in the US, and nothing is worth that pain.
Seriously, though - how much credit card fraud is due to online gaming sites? Anyone got the numbers? It’s a given that it’s rising, but how fast? (And it makes me glad I don’t take Google adverts here, because you just know what sort of ads this post would get plastered with.)
- These posts might be related (the database thinks..):
- How banks and credit card companies tweak you: brand new ways (8 February 2007; score: 137.76%)
- Yeah, sure, just send the phone anywhere. Who cares where they say they live? (6 March 2008; score: 98.73%)
- The Spartacus approach to beating comment spam (9 November 2004; score: 81.34%)