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	<title>Comments for Charles on... anything that comes along</title>
	<link>http://www.charlesarthur.com/blog</link>
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	<pubDate>Sat, 26 May 2012 01:40:06 +0000</pubDate>
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		<title>Comment on Harry Potter and the niggling inconsistencies by Kaity</title>
		<link>http://www.charlesarthur.com/blog/index.php/2007/08/11/harry-potter-and-the-niggling-inconsistencies/#comment-617728</link>
		<pubDate>Sat, 12 May 2012 12:10:16 +0000</pubDate>
		<guid>http://www.charlesarthur.com/blog/index.php/2007/08/11/harry-potter-and-the-niggling-inconsistencies/#comment-617728</guid>
					<description>The snape thing is explained by the fact that Voldemrt hadn't contacted his followers yet, no one else knew he was alive. So as far as snake knew, Quirrel was trying to kill Harry for his own purposes, and so he stopped him to stay on Dumbledore's good side. It's said later in the series that this is the explanation he gives to Voldemort in relation to that and the fact he didn't go looking for him after his death. It's said that Voldemort was pleased he stayed.I think it's said when Bellatrix and Narcissa go to snape's house.</description>
		<content:encoded><![CDATA[<p>The snape thing is explained by the fact that Voldemrt hadn&#8217;t contacted his followers yet, no one else knew he was alive. So as far as snake knew, Quirrel was trying to kill Harry for his own purposes, and so he stopped him to stay on Dumbledore&#8217;s good side. It&#8217;s said later in the series that this is the explanation he gives to Voldemort in relation to that and the fact he didn&#8217;t go looking for him after his death. It&#8217;s said that Voldemort was pleased he stayed.I think it&#8217;s said when Bellatrix and Narcissa go to snape&#8217;s house.
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		<title>Comment on In The Guardian: Lotus Notes vs the end user by Tensigh</title>
		<link>http://www.charlesarthur.com/blog/index.php/2006/02/09/in-the-guardian-lotus-notes-vs-the-end-user/#comment-615334</link>
		<pubDate>Thu, 12 Apr 2012 21:29:44 +0000</pubDate>
		<guid>http://www.charlesarthur.com/blog/index.php/2006/02/09/in-the-guardian-lotus-notes-vs-the-end-user/#comment-615334</guid>
					<description>I worked on Notes 8 (I think it was) in 2011. It had the same problems; useless error messages, unintuitive UI, bad shortcuts, clumsy layout in menus.

Notes' problem is simple; it's been engineered by programmers without ever once asking users what they need. That's why administrators love it; they'll code it and make it their own. But users don't give a rip about that. They want to cut/move messages, delete or re-file messages without having to muck around with new menu commands. 

Lotus needs a "simple mode" where it works just like 90% of the mail clients out there. They need to let users customize the shortcuts.

It still sucks. It still SUCKS!</description>
		<content:encoded><![CDATA[<p>I worked on Notes 8 (I think it was) in 2011. It had the same problems; useless error messages, unintuitive UI, bad shortcuts, clumsy layout in menus.</p>
<p>Notes&#8217; problem is simple; it&#8217;s been engineered by programmers without ever once asking users what they need. That&#8217;s why administrators love it; they&#8217;ll code it and make it their own. But users don&#8217;t give a rip about that. They want to cut/move messages, delete or re-file messages without having to muck around with new menu commands. </p>
<p>Lotus needs a &#8220;simple mode&#8221; where it works just like 90% of the mail clients out there. They need to let users customize the shortcuts.</p>
<p>It still sucks. It still SUCKS!
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		<title>Comment on The Independent newspaper prepares to make a great leap sideways, from Macs to PCs by W. Michel</title>
		<link>http://www.charlesarthur.com/blog/index.php/2007/02/12/the-indie-prepares-to-make-a-great-leap-sideways-from-macs-to-pcs/#comment-613936</link>
		<pubDate>Tue, 27 Mar 2012 02:26:40 +0000</pubDate>
		<guid>http://www.charlesarthur.com/blog/index.php/2007/02/12/the-indie-prepares-to-make-a-great-leap-sideways-from-macs-to-pcs/#comment-613936</guid>
					<description>I confess! I found that I could not install Quark 4 when I got my XP laptop without a floppy and had to resort to copying the Quark directory as a stand alone app from 98 to the XP and then dragging a shortcut onto the desktop. I did the same on Vista, the 64bit crippleware from MS. I tried it again onto my new XPS with Windows 64 bit Home Premium (Vista revision II) with 8 gig RAM, several terrabytes of storage and a 1 gig video card with DDR5. Unfortunately MS buggered associations that worked in XP AND Vista so I drop the .QXD files onto an open Quark 4 where I have already produced 300, 600, 1200 and 2400 resolution output for Acrobat 10 X for embellishment. Don't always believe the experts. To #4 Paul, always use a screen calibrator (I bought a Spyder 3 when I found My Sony Vista Vaio could never be used for Photoshop on the HD screen) for Quark and Photoshop 6, 7 and CS versions.</description>
		<content:encoded><![CDATA[<p>I confess! I found that I could not install Quark 4 when I got my XP laptop without a floppy and had to resort to copying the Quark directory as a stand alone app from 98 to the XP and then dragging a shortcut onto the desktop. I did the same on Vista, the 64bit crippleware from MS. I tried it again onto my new XPS with Windows 64 bit Home Premium (Vista revision II) with 8 gig RAM, several terrabytes of storage and a 1 gig video card with DDR5. Unfortunately MS buggered associations that worked in XP AND Vista so I drop the .QXD files onto an open Quark 4 where I have already produced 300, 600, 1200 and 2400 resolution output for Acrobat 10 X for embellishment. Don&#8217;t always believe the experts. To #4 Paul, always use a screen calibrator (I bought a Spyder 3 when I found My Sony Vista Vaio could never be used for Photoshop on the HD screen) for Quark and Photoshop 6, 7 and CS versions.
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		<title>Comment on &#8220;Late payment charges&#8221; on credit cards: you don&#8217;t have to pay, and I&#8217;m the living proof by Peterg</title>
		<link>http://www.charlesarthur.com/blog/index.php/2005/03/02/late-payment-charges-on-credit-cards-you-dont-have-to-pay-and-im-the-living-proof/#comment-612699</link>
		<pubDate>Sat, 17 Mar 2012 10:54:28 +0000</pubDate>
		<guid>http://www.charlesarthur.com/blog/index.php/2005/03/02/late-payment-charges-on-credit-cards-you-dont-have-to-pay-and-im-the-living-proof/#comment-612699</guid>
					<description>Some two years ago (long before I had reads this article) I incurred a "late payment" charge of £12 on my storecard from Debenhams. I contacted the company to protest that it was one day late and I had never paid late before. I was told that the charge was the rigid policy of their bankers Santander and that there was nothing that they would or could do even as a gesture of goodwill. My response was to pay the charge and advise the store that I would return the card for cancellation and would not shop at Debenhams in future. Also I would encourage my friends and relations to do likewise. The loss of my business will have cost them far more than £12 and will continue to do so into the future, but I wish that I had known about this two years ago.</description>
		<content:encoded><![CDATA[<p>Some two years ago (long before I had reads this article) I incurred a &#8220;late payment&#8221; charge of £12 on my storecard from Debenhams. I contacted the company to protest that it was one day late and I had never paid late before. I was told that the charge was the rigid policy of their bankers Santander and that there was nothing that they would or could do even as a gesture of goodwill. My response was to pay the charge and advise the store that I would return the card for cancellation and would not shop at Debenhams in future. Also I would encourage my friends and relations to do likewise. The loss of my business will have cost them far more than £12 and will continue to do so into the future, but I wish that I had known about this two years ago.
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		<title>Comment on &#8220;Late payment charges&#8221; on credit cards: you don&#8217;t have to pay, and I&#8217;m the living proof by CustomerDisservice</title>
		<link>http://www.charlesarthur.com/blog/index.php/2005/03/02/late-payment-charges-on-credit-cards-you-dont-have-to-pay-and-im-the-living-proof/#comment-610009</link>
		<pubDate>Mon, 27 Feb 2012 12:46:31 +0000</pubDate>
		<guid>http://www.charlesarthur.com/blog/index.php/2005/03/02/late-payment-charges-on-credit-cards-you-dont-have-to-pay-and-im-the-living-proof/#comment-610009</guid>
					<description>I got charged £12 as I did not make the payment on my store card last month as I usually pay once I receive my statement and didn't get one last month, and as there was other stuff going on (like hospital visits and sorting other financial issues) I didn't pay anything.  On this month's statement they've put on a late payment fee.  There was £0.49 interest on a balance of £37.46, meaning that the added late fee brings the current balance to £49.46 and my minimum payment is now £13.50!  That's a big leap from £0.49!!

I phoned the company before reading this blog.  They suggested I get in touch with the post office - how helpful!  I mentioned my financial circs etc but didn't mention it being an unfair charge.  I did, however, tell them that I would like the fee waived as I did not usually pay late and that I was a loyal customer.  They said that I had already had a fee waived before.  When I asked them about it, they said it was last April, proving my point that this does not happen regularly.  

Now that I've read this blog, am I right in believing that I don't have to pay the late fee due to it being unfair/disproportionate?  This is a very big company, by the way, and all the statements are computerised.

When I didn't get any luck with the first person I asked for someone senior and they put me through to a manager in another department.  She did not want to waive the fee either.  When I asked for the complaints department, she told me that her department was the one that dealth with complaints!  She offered to put me through to the department that helps people with difficulty paying. (I didn't accept as it's not just about the difficulty, it's the principle.)  I asked if there was another departmnent who could deal with this and she said she would refer it on to Customer Care.  I also asked for the address of Customer Care so that I could write to them if I choose to.  They said that someone would contact me from Customer Care though.</description>
		<content:encoded><![CDATA[<p>I got charged £12 as I did not make the payment on my store card last month as I usually pay once I receive my statement and didn&#8217;t get one last month, and as there was other stuff going on (like hospital visits and sorting other financial issues) I didn&#8217;t pay anything.  On this month&#8217;s statement they&#8217;ve put on a late payment fee.  There was £0.49 interest on a balance of £37.46, meaning that the added late fee brings the current balance to £49.46 and my minimum payment is now £13.50!  That&#8217;s a big leap from £0.49!!</p>
<p>I phoned the company before reading this blog.  They suggested I get in touch with the post office - how helpful!  I mentioned my financial circs etc but didn&#8217;t mention it being an unfair charge.  I did, however, tell them that I would like the fee waived as I did not usually pay late and that I was a loyal customer.  They said that I had already had a fee waived before.  When I asked them about it, they said it was last April, proving my point that this does not happen regularly.  </p>
<p>Now that I&#8217;ve read this blog, am I right in believing that I don&#8217;t have to pay the late fee due to it being unfair/disproportionate?  This is a very big company, by the way, and all the statements are computerised.</p>
<p>When I didn&#8217;t get any luck with the first person I asked for someone senior and they put me through to a manager in another department.  She did not want to waive the fee either.  When I asked for the complaints department, she told me that her department was the one that dealth with complaints!  She offered to put me through to the department that helps people with difficulty paying. (I didn&#8217;t accept as it&#8217;s not just about the difficulty, it&#8217;s the principle.)  I asked if there was another departmnent who could deal with this and she said she would refer it on to Customer Care.  I also asked for the address of Customer Care so that I could write to them if I choose to.  They said that someone would contact me from Customer Care though.
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		<title>Comment on Review: Star Wars episode 1: The Phantom Menace in 3D: you sure it&#8217;s 3d? by Chris</title>
		<link>http://www.charlesarthur.com/blog/index.php/2012/02/12/review-star-wars-episode-1-the-phantom-menace-in-3d-you-sure-its-3d/#comment-608187</link>
		<pubDate>Mon, 13 Feb 2012 13:27:57 +0000</pubDate>
		<guid>http://www.charlesarthur.com/blog/index.php/2012/02/12/review-star-wars-episode-1-the-phantom-menace-in-3d-you-sure-its-3d/#comment-608187</guid>
					<description>Whilst it's not exactly a "normal" cinema film, Werner Herzog's "Cave of Forgotten Dreams" is a very good use of the technology: http://en.wikipedia.org/wiki/Cave_of_Forgotten_Dreams</description>
		<content:encoded><![CDATA[<p>Whilst it&#8217;s not exactly a &#8220;normal&#8221; cinema film, Werner Herzog&#8217;s &#8220;Cave of Forgotten Dreams&#8221; is a very good use of the technology: <a href="http://en.wikipedia.org/wiki/Cave_of_Forgotten_Dreams" rel="nofollow">http://en.wikipedia.org/wiki/Cave_of_Forgotten_Dreams</a>
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		<title>Comment on So long, and thanks for all the fish: last Independent column by Martin Keegan</title>
		<link>http://www.charlesarthur.com/blog/index.php/2005/11/23/so-long-and-thanks-for-all-the-fish-last-independent-column/#comment-608173</link>
		<pubDate>Mon, 13 Feb 2012 09:40:01 +0000</pubDate>
		<guid>http://www.charlesarthur.com/blog/index.php/2005/11/23/so-long-and-thanks-for-all-the-fish-last-independent-column/#comment-608173</guid>
					<description>Hari's attacks on Simon Goldhill (in Amazon book reviews) date to before this, but were done under his own name. I wonder when and why he started acting pseudonymously.</description>
		<content:encoded><![CDATA[<p>Hari&#8217;s attacks on Simon Goldhill (in Amazon book reviews) date to before this, but were done under his own name. I wonder when and why he started acting pseudonymously.
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		<title>Comment on Review: Star Wars episode 1: The Phantom Menace in 3D: you sure it&#8217;s 3d? by Hugo</title>
		<link>http://www.charlesarthur.com/blog/index.php/2012/02/12/review-star-wars-episode-1-the-phantom-menace-in-3d-you-sure-its-3d/#comment-608147</link>
		<pubDate>Mon, 13 Feb 2012 01:35:23 +0000</pubDate>
		<guid>http://www.charlesarthur.com/blog/index.php/2012/02/12/review-star-wars-episode-1-the-phantom-menace-in-3d-you-sure-its-3d/#comment-608147</guid>
					<description>Hugo makes excellent use of 3D, such that you realize after viewing that 3D has artistic possibilities beyond just whiz-bang effects.</description>
		<content:encoded><![CDATA[<p>Hugo makes excellent use of 3D, such that you realize after viewing that 3D has artistic possibilities beyond just whiz-bang effects.
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		<title>Comment on So long, and thanks for all the fish: last Independent column by Tavi</title>
		<link>http://www.charlesarthur.com/blog/index.php/2005/11/23/so-long-and-thanks-for-all-the-fish-last-independent-column/#comment-607918</link>
		<pubDate>Fri, 10 Feb 2012 13:05:49 +0000</pubDate>
		<guid>http://www.charlesarthur.com/blog/index.php/2005/11/23/so-long-and-thanks-for-all-the-fish-last-independent-column/#comment-607918</guid>
					<description>Oh, no, jesus, I have to disagree with what you said on twitter:  this guy IS showing signs of being the proto David Rose.  Key symptoms are:

1.  The name.  Johann has an obsession with the name "Nick", "Nico", "Niko."

2.  "Why do you think the guy is writing for the New York Times and being nominated for the Orwell Prize at the age of 25 or whatever if he is so rubbish?"
Unbelievably classic David Rose, who could not shut up about Johann's Orwell Prize.  Especiall that he was "the youngest nominated."  He kept trying to work it into the wiki article and brought it up in "debate" with others.  And "Nick" 's other comments reek of praise for Hari as well.


3.  "as Hari’s stuff always is (except on Iraq, where his position is weird)"   Classic David Rose.  It's just such an unnecessary thing to say...unless your main purpose is to "show" you are not Johann Hari.  David Rose would always put in little comments like this to try to differentiate himself...the only problem was that they stood out.  There was something unnatural, awkward, misplaced about them, something that hinted at design, hinting that the author is trying too hard for some ulterior purpose.  And that purpose is to convince people he is not Johann Hari.    The Iraq issue was something he frequently flagged up as if to shout "LOOK AT ME, I AM NOT JOHANN, I DISAGREE WITH HIS POSITION ON IRAQ, SO I CANNOT BE HIM."   

4.  The frequent misspelling of Johann.  Like the above, it just doesn't look like an accident.  Rather it looks like Johann Hari deliberately misspelling his own name out of the belief that this will convince people it is not him.  And he doesn't have the maturity or the ability to look at things objectively to realize that it sticks out like a sore thumb.  That he is "protesting too much."  And of course we should wonder why "Nick" is extremely familiar with Johann's articles and his prizes...and yet cannot spell his name?  Mmm. 

After writing all that, it's not just "signs", I'm convinced we've uncovered Johann's earliest sockpuppeting so far.</description>
		<content:encoded><![CDATA[<p>Oh, no, jesus, I have to disagree with what you said on twitter:  this guy IS showing signs of being the proto David Rose.  Key symptoms are:</p>
<p>1.  The name.  Johann has an obsession with the name &#8220;Nick&#8221;, &#8220;Nico&#8221;, &#8220;Niko.&#8221;</p>
<p>2.  &#8220;Why do you think the guy is writing for the New York Times and being nominated for the Orwell Prize at the age of 25 or whatever if he is so rubbish?&#8221;<br />
Unbelievably classic David Rose, who could not shut up about Johann&#8217;s Orwell Prize.  Especiall that he was &#8220;the youngest nominated.&#8221;  He kept trying to work it into the wiki article and brought it up in &#8220;debate&#8221; with others.  And &#8220;Nick&#8221; &#8217;s other comments reek of praise for Hari as well.</p>
<p>3.  &#8220;as Hari’s stuff always is (except on Iraq, where his position is weird)&#8221;   Classic David Rose.  It&#8217;s just such an unnecessary thing to say&#8230;unless your main purpose is to &#8220;show&#8221; you are not Johann Hari.  David Rose would always put in little comments like this to try to differentiate himself&#8230;the only problem was that they stood out.  There was something unnatural, awkward, misplaced about them, something that hinted at design, hinting that the author is trying too hard for some ulterior purpose.  And that purpose is to convince people he is not Johann Hari.    The Iraq issue was something he frequently flagged up as if to shout &#8220;LOOK AT ME, I AM NOT JOHANN, I DISAGREE WITH HIS POSITION ON IRAQ, SO I CANNOT BE HIM.&#8221;   </p>
<p>4.  The frequent misspelling of Johann.  Like the above, it just doesn&#8217;t look like an accident.  Rather it looks like Johann Hari deliberately misspelling his own name out of the belief that this will convince people it is not him.  And he doesn&#8217;t have the maturity or the ability to look at things objectively to realize that it sticks out like a sore thumb.  That he is &#8220;protesting too much.&#8221;  And of course we should wonder why &#8220;Nick&#8221; is extremely familiar with Johann&#8217;s articles and his prizes&#8230;and yet cannot spell his name?  Mmm. </p>
<p>After writing all that, it&#8217;s not just &#8220;signs&#8221;, I&#8217;m convinced we&#8217;ve uncovered Johann&#8217;s earliest sockpuppeting so far.
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		<title>Comment on &#8220;Late payment charges&#8221; on credit cards: you don&#8217;t have to pay, and I&#8217;m the living proof by Chris</title>
		<link>http://www.charlesarthur.com/blog/index.php/2005/03/02/late-payment-charges-on-credit-cards-you-dont-have-to-pay-and-im-the-living-proof/#comment-604051</link>
		<pubDate>Wed, 04 Jan 2012 14:15:58 +0000</pubDate>
		<guid>http://www.charlesarthur.com/blog/index.php/2005/03/02/late-payment-charges-on-credit-cards-you-dont-have-to-pay-and-im-the-living-proof/#comment-604051</guid>
					<description>Hi to all, the best thing is when paying pay by visa card over phone and get a reference number for that payment. regarding late fee's I was once charged £15 overdrawn fee for 2p (two pence) with Loyyds-TSB and I still have statement to prove it. What percentage does that work out in profit?</description>
		<content:encoded><![CDATA[<p>Hi to all, the best thing is when paying pay by visa card over phone and get a reference number for that payment. regarding late fee&#8217;s I was once charged £15 overdrawn fee for 2p (two pence) with Loyyds-TSB and I still have statement to prove it. What percentage does that work out in profit?
</p>
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